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    <title>Margin</title>
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    <description>Plain-spoken personal finance: budgeting, saving, debt and investing, a weekly money briefing, a money script quiz and one-to-one coaching.</description>
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      <title>Three months of savings is where an emergency fund starts, not where it ends</title>
      <link>https://marginfinance.co/articles/emergency-fund-three-months/</link>
      <guid>https://marginfinance.co/articles/emergency-fund-three-months/</guid>
      <pubDate>Fri, 16 Oct 2026 00:00:00 GMT</pubDate>
      <category>Saving</category>
      <description>The usual rule gets you through a broken car. A job search takes longer. Here&#39;s how to size your cushion for the emergencies you&#39;re actually likely to have.</description>
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